Sandy Malbrue's Blog

Posted on 04/27/2021
Is Owner Financing Right for You?
Photo by SHOP SLO® on Unsplash Selling a home requires a lot of decision-making. One of those decisions concerns financing, and there are numerous options available to both sellers and buyers. Real estate negotiations can be confusing, but there are some unconventional ways to finance a deal, and owner financing, for some buyers and sellers, can be the...
Home Refinancing
Financing
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Posted on 04/20/2021
What is a Jumbo Loan?
Photo by Bruce Clark from Pexels The Federal Housing Finance Agency (FHFA) limits how much you can borrow to buy a house. If you want to take out a mortgage that is above the limits, you have to apply for a jumbo mortgage. As of mid-2019, the limits were increased to $484,350 for most of the country. Some...
Buyer Tips
Financing
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Posted on 04/13/2021
The Perks of an HOA Community
Photo by Robert Arthur Designs via Shutterstock If you’re moving to a new city, particularly an area with new development, you may discover that most homes are part of a homeowner’s association. If you’ve never been part of one before, you might not understand their function and why they are useful within a neighborhood. When an association functions...
Buying
Buying
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Posted on 04/06/2021
Whats More Important the Location of a Home or Its Size?
Image by Mohamed Hassan from Pixabay When it comes to selecting a home, every situation is a little different. Do you purchase a house because of its size or is the location more important? Both factors play a crucial role in determining your choice, but the unique details in your life can help you decide which is more...
Buying A Home
Buying Tips
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Posted on 03/30/2021
How to Settle In to Your New City
Photo by Alexas Fotos via PixabayMoving to a new city is an exciting time, but it can also be stressful. Getting the lay of the land, especially if you don't have contacts in the city, is intimidating. From figuring out your transportation options to learning where the most affordable grocery store is, you have many things to tackle...
Community
Community
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Posted on 03/29/2021
What It Means To Be in a Sellers’ Market
What It Means To Be in a Sellers’ Market If you’ve given even a casual thought to selling your house in the near future, this is the time to really think seriously about making a move. Here’s why this season is the ultimate sellers’ market and the optimal time to make sure your house is available for buyers who...
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Posted on 03/23/2021
How Can You Capitalize on a Buyer's Market?
A buyer's market typically is a dream come true for those who want to find a high-quality and affordable house. In fact, there are many things you can do to capitalize on a buyer's market to ensure you can purchase a house that you'll be able to enjoy for years to come. Now, let's take a look at three...
Buyer Tips
Buying A Home
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Posted on 03/22/2021
What Credit Score Do You Need for a Mortgage?
You may be better off than you think! According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As lending standards have tightened recently, many are concerned over whether or not their credit score is strong enough to qualify for a mortgage. While stricter lending...
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Posted on 03/17/2021
What Is the #1 Financial Benefit of Homeownership?
Don't Miss Out! There are many financial and non-financial benefits of homeownership, and the greatest financial one is wealth creation. Homeownership has always been the first rung on the ladder that leads to forming household wealth. As Freddie Mac explains: “Homeownership has cemented its role as part of the American Dream, providing families with a place that is their...
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Posted on 03/16/2021
A Quick Guide to Bridge Loans
Image by 3D Animation Production Company from Pixabay Understanding the type of loan you're getting matters, to protect your financial interests. You also need to know when to choose one type of loan over another. So, should you choose a bridge loan? When might that be the best choice for getting into the home of your dreams? Here's...
Loan
Home Loans
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Posted on 03/09/2021
Recipe: Carrot & Black Bean Soup
Photo by Bence Balla-Schottner on Unsplash Herbs, onions, celery and garlic infuse the carrots and beans in this soup with remarkable richness and character. This soup can be made with canned black beans, but we highly recommend using dry beans, cooked up with a clove of garlic and a dash of tamari. The beans will be splendid, filling...
Cooking
Meal Planning
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Posted on 03/02/2021
Issues You May Need to Address Before Selling a House
If you're planning to sell your house soon, you should prepare for the property selling journey. This can mean identifying potential home selling obstacles so that you can address these issues right away. Now, let's take a look at three issues that house sellers commonly face, along with tips to address these problems. 1. Exorbitant Initial Asking Price You...
Tips On Selling
Selling Your Home
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